FDIC Temporary Liquidity

Deposit Rates

Traditional Money Market Accounts
 Interest RateMinimum to Obtain APYAnnual Percentage Yield
$0 - $2,499
.10% $500 .10%
$2,500 - $9,999
.15% $2500 .15%
$10,000 - $49,999
.25% $10,000 .25%
$50,000 or more
.25% $50,000 .25%

 

Ultimate Money Market Accounts
 Interest RateMinimum to Obtain APYAnnual Percentage Yield*
$100,000 or more
  .35% $100,000   .35%*
$50,000 - $99,999
  .30% $50,000   .30%*
$0 - $49,999
  .25% $500   .25%

*The Annual Percentage Yield (APY) is based on an average daily balance of $50,000 or more, or $100,000 or more. For balances less than $50,000 an APY of .25% applies. Certain transaction limits apply. Minimum deposit required for account opening is $50,000. 

 

 Savings and Interest Checking Accounts
 Interest RateMinimum to Obtain APYAnnual Percentage Yield
Easy Access Savings Accounts .10% $10 .10%
Easy Access Interest Checking Accounts .05% $500 .05%
Ultimate Online Savings: Max Bal/Term $6000/1yr **  5.00%  $5.00 5.00%
Passbook Savings Accounts .10% $10 .10%
Christmas Club Accounts .25% Simple Interest    
Effective Date: 02/03/12

**The Ultimate Online Savings Account must be opened through your existing Online Banking login. The funds must be transferred to the account from your RNB checking account on at least a monthly basis and stay on deposit until the one year anniversary date. The minimum monthly transfer is $5.00; the maximum transfer is $500 per month for 12 months. To receive the interest earned, the entire balance must stay on deposit until the one year anniversary date. You may stop the transfer at any time. Please see our Ultimate Online Savings Disclosure or contact a Customer Service Specialist for more details. This account offer may expire without notice. 

 

Certificates of Deposit***
 Interest Rates*Minimum to Open **Annual Percentage Yield
182 Day
 .50% Simple Interest $2500  .50%
9 Month
 .50% Simple Interest $2500  .50%
12 Month
 .50%* $1000  .50%
15 Month
 .50%* $1000  .50%
2 Year
1.00%* $1000 1.01%
3 Year
1.50%* $1000 1.51%
4 Year
1.85%* $1000 1.87%
Effective Date: 02/03/12

*Compounded Monthly  **Minimum to open and obtain APY. ***Please note that a penalty for early withdrawal may be imposed. 

Please note that rates and programs are subject to change without notice. The rates listed except the Ultimate Online Savings Accounts and Certificates of Deposit are variable and may change after the account is opened. Please note that fees may reduce earnings on an account.