Personal Banking - Checking
For more information or to open an account, stop by any of our conveniently located offices or give us a call.
Free And Easy Checking
Open this account with direct deposit* and enjoy the freedom of not having to make trips to the bank. Plus, get these other great benefits:
- NO minimum balance
- NO monthly service fee
- NO transaction fees for check writing or deposits
- FREE Online Banking and Bill Pay
- ATM/Visa® Debit card eligibility
* Minimum direct deposit amount is $500.00 per month. If this requirement is not met, the account will be transferred to a Easy Access Checking account.
Easy Access Interest Checking
Earn interest on your checking account balances and avoid a low monthly service charge by maintaining a minimum daily balance of $500.00. Other features include:
- NO transaction fees for check writing or deposits
- FREE Online Banking and Bill Pay
- ATM/Visa Debit Card eligibility
Easy Access Checking
With this account, you can avoid the monthly service charges simply by maintaining a low daily minimum balance of $100.00. Other features include:
- NO transaction fees for check writing or deposits
- FREE Online Banking and Bill Pay
- ATM/Visa Debit Card eligibility
Free Senior Checking
If you are age 62 or over, you qualify for our Free Senior Checking Account. There is no minimum balance requirement and no monthly service charges with this non-interest bearing account. Features include:
- FREE personalized basic checks (up to $16.00 per order)
- ATM/Visa Debit Card eligibility
- FREE Online Banking and Bill Pay
- NO transactions fees for check writing and deposits
Free First Checking
This is a non-interest bearing account with no minimum balance requirement and no monthly service charge for customers aged 21 or under*. Other features include:
- FREE Online Banking and Bill Pay
- NO transaction fees for check writing and deposits
- ATM/Visa Debit Card eligibility
*At age 22 the account changes to our Easy Access Account, see description above.
Overdraft Protection
With a convenient revolving cash reserve line, linked to your RNB checking account, funds are automatically advanced, in $100 increments, to cover your overdraft (up to the amount of your credit limit). Don’t be caught short again!
Please see our Fee Schedule for additional information.

